KEY FIGURES

20,602 employees
25 countries
10.2 million customers

Data as of December 31, 2019

Related Links

  • Current
  • Archive

KEY FINANCIALS - PARENT COMPANY RESULTS

        in KMAD
Business Activity 2019 2018 2017 2016
Customer Loans 199,389,610 192,683,277 179,237,875 174,926,696
Customer Deposits 233,128,874 234,507,882 225,368,841 208,833,653
Financial position 2019 2018 2017 2016
Total assets 360,797,755 350,620,082 319,371,242 299,526,626
Share Capital 2,098,597 2,098,597 2,035,272 2,035,272
Results 2019 2018 2017 2016
Net Interest Margin 7,854,266 7,346,377 7,010,544 6,853,590
Net Fee Income 1,936,804 1,812,326 1,637,034 1,493,767
Net Banking Income 12,844,430 12,186,555 11,502,724 14,235,602
General Operating Expenses 4,934,793 4,717,433 4,507,747 4,285,515
Gross Operating Income 7,982,404 7,539,982 7,304,093 10,111,707
Net Operating Income 6,999,962 6,480,023 6,291,804 8,698,642
Net Income 4,840,111 4,603,983 4,158,011 6,935,048

KEY FINANCIALS - PARENT COMPANY RESULTS

        in KMAD
Business Activity 2012 2011 2010 2009
Customer Loans 167,656,801 157,605,524 138,803,053 122,321,368
Customer Deposits 171,916,418 165,590,451 157,047,962 154,216,342
Financial position 2012 2011 2010 2009
Total assets 276,166,523 253,328,494 227,460,112 225,880,310
Share Capital 2,012,431 1,929,960 1,929,960 1,929,960
Results 2012 2011 2010 2009
Net Interest Margin 6,414,629 6,321,953 5,821,124 4,944,102
Net Fee Income 1,252,387 1,132,225 1,073,729 998,756
Net Banking Income 9,665,297 8,973,062 8,238,233 7,050,577
General Operating Expenses 3,561,793 3,345,908 3,113,867 2,881,043
Gross Operating Income 6,154,718 5,640,845 5,163,029 4,826,692
Net Operating Income 5,005,394 4,629,248 4,353,283 4,289,323
Net Income 3,309,697 3,154,677 3,006,525 2,797,007
  • Current
  • Archive

KEY FINANCIALS - CONSOLIDATED RESULTS

        in KMAD
Business Activity 2019 2018 FTA 2018 2017
Customer Deposits 335,576,694 332,005,586 316,210,403 316,210,403
Customer Loans 323,752,579 305,059,677 279,682,245 285,995,046
Financial position 2019 2018 FTA 2018 2017
Total assets 532,601,713 509,925,715 471,474,889 475,660,126
Shareholder's Equity 53,925,039 50,471,394 46,058,720 50,801,049
Results 2019 2018 FTA 2018 2017
Net Interest Margin 14,936,645 13,994,695 12,908,326 12,908,326
Net Fee Income 5,147,890 5,034,348 4,786,997 4,786,997
Net Banking Income 23,472,778 22,370,716 21,644,776 21,644,776
General Operating Expenses 9,678,920 -10,713,108 -9,980,845 -9,980,845
Gross Operating Income 12,249,668 11,657,608 11,663,931 11,663,931
Cost of risk -1,589,044 -1,723,565 -2,168,124 -2,168,124
Net Income 6,951,093 6,735,205 6,583,965 6,583,965
Net Income Group Share 5,816,007 5,706,129 5,390,902 5,390,902

KEY FINANCIALS - CONSOLIDATED REPORTS

          in KMAD
Business Activity 2013 2012 2011 2010 2009
Customer Deposits 237,607,910 227,019,046 218,815,270 201,447,928 194,705,935
Customer Loans 250,749,882 247,628,093 230,681,667 200,216,617 178,992,641
Financial position 2013 2012 2011 2010 2009
Total assets 385,579,553 368,304,877 343,452,049 306,655,319 290,347,222
Shareholder's Equity 37,935,183 35,394,656 30,280,097 28,025,283 24,782,219
Results 2013 2012 2011 2010 2009
Net Interest Margin 10,580,080 10,035,570 9,765,426 8,898,774 7,368,540
Net Fee Income 3,729,908 3,563,544 3,159,255 2,878,420 2,203,574
Net Banking Income 17,877,445 17,048,941 15,882,074 14,666,576 13,255,170
General Operating Expenses -7,947,805 -7,683,746 -7,202,298 -6,422,409 -5,405,289
Gross Operating Income 9,929,641 9,365,195 8,679,776 8,244,167 7,849,881
Cost of risk -1,866,633 -1,221,748 -749,701 -1,218,243 -988,329
Net Income 5,066,237 5,309,072 5,302,162 4,744,433 4,590,892
Net Income Group Share 4,141,115 4,500,769 4,458,745 4,102,489 3,940,837