BOARD AND MANAGEMENT BIOGRAPHIES

Appointed Chairman and CEO in 2007

• Joined the Group in 1984 at Banque Commerciale du Maroc (BCM) in the credit investment department, which he lead from 1989
• Named MD in 1994, and co-CEO in charge of CIB and Private Banking in 2003
• Graduated from ENSTA ParisTech

Appointed General Manager in 2008

• Currently responsible for International Retail Banking and Specialized Financial Subsidiaries
• Joined AWB in 2004 as Head of Strategy and Development
• Previously held various positions within Westinghouse Electric Corporation, Morgan Stanley and McKinsey
• Founder of Dial Technologies
• Graduated from Ecole Polytechnique, Telecom ParisTech and holds a MBA from Harvard Business School

Appointed General Manager in 2014

• Currently responsible for Global Risk Management
• Joined AWB in 2004 as Head of Attijari Factoring
• Previously held various positions within BMCI and then AWB as Head of Wafabail
• Graduated from Académie de Bordeaux and ISCAE

Appointed Deputy General Manager in 2020

• Currently responsible of Transformation, Innovation, Technologies and Operations Division
• Joined the group at BCM as Project Manager for the implementation of the bank's new information system and the migration of systems to relational databases.
• Became Information System Manager in 2003
• Graduated from IAE Lille 1

Appointed Deputy General Manager in 2020

• Currently responsible of Corporate and Investment Banking
• Joined the group in 1994 at BCM
• Became head of Retail and Corporate Customers Banking in 2005
• Graduated from l’Ecole des Hautes Etudes Commerciales de Paris (HEC).

Appointed Deputy General Manager in 2022

• Currently responsible of Group Human Capital

Appointed Deputy General Manager in 2022

• Currently responsible of Group Finance