BOARD AND MANAGEMENT BIOGRAPHIES

Mr. Mohamed El Kettani

Chairman and CEO
Appointed Chairman and CEO in 2007

Joined the Group in 1984 at Banque Commerciale du Maroc (BCM) in the credit investment department, which he lead from 1989

Named MD in 1994, and co-CEO in charge of CIB and Private Banking in 2003

Graduated from ENSTA ParisTech
Mr. Hassan Bertal

Deputy Chief Executive Officer
Appointed Deputy Chief Executive Officer in 2022

Currently Deputy Chief Executive Officer of Morocco and Europe Retail Banking Division

Joined the Group in 1989 at Banque Commerciale du Maroc (BCM) in IT Department

Previously held various positions within BMCI Leasing, Attijari bank Tunisie et Attijariwafa bank Europe

Graduated from L’Ecole Centrale de Paris
Mr. Ismaïl Douiri

Deputy Chief Executive Officer
Appointed Deputy Chief Executive Officer in 2008

Currently Deputy Chief Executive Officer of International Retail Banking and Specialized Financial Subsidiaries

Joined AWB in 2004 as Head of Strategy and Development

Previously held various positions within Westinghouse Electric Corporation, Morgan Stanley and McKinsey

Founder of Dial Technologies

Graduated from Ecole Polytechnique, Telecom ParisTech and holds a MBA from Harvard Business School
Mr. Choukri OIMDINA

Deputy Chief Executive Officer
Appointed Deputy Chief Executive Officer in 2024

Currently Deputy Chief Executive Officer of Global Risk Management

Joined AWB in January 2024 as Head of Global Risk Management

Previously held various positions within BMCI, Crédit du Maroc Capital, Crédit du Maroc and Banque Centrale Populaire where he held various positions until his appointment as Group Risk Director in 2019
Mr. Hassan El Bedraoui

Deputy Chief Executive Officer
Appointed Deputy Chief Executive Officer in 2020

Currently Deputy Chief Executive Officer of Transformation, Innovation, Technologies and Operations Division

Joined the group at BCM as Project Manager for the implementation of the bank's new information system and the migration of systems to relational databases.

Became Information System Manager in 2003

Graduated from IAE Lille 1
Mr. Youssef Rouissi

Deputy Chief Executive Officer
Appointed Deputy Chief Executive Officer in 2020

Currently Deputy Chief Executive Officer of Corporate and Investment Banking

Joined the group in 1994 at BCM

Became head of Retail and Corporate Customers Banking in 2005

Graduated from l’Ecole des Hautes Etudes Commerciales de Paris (HEC).
Mr. Mohamed Soussi

Deputy General Manager
Appointed Deputy General Manager in 2022

Currently Deputy General Manager of Group Human Capital
Mr. Rachid Kettani

Deputy General Manager
Appointed Deputy General Manager in 2022

Currently Deputy General Manager of Group Finance